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Planned Giving

Planned Giving

  • Gifting Life Insurance: A Lasting Impact

    One of the most meaningful ways to support AdaptAbilities is by gifting a life insurance policy. This approach allows you to make a significant contribution to our mission while providing financial benefits to your estate and heirs. 

    Why Gift Life Insurance? 

    Gifting life insurance is an accessible and strategic way to make a transformational impact. Whether you choose to donate an existing policy or create a new one, the benefits extend beyond our organization — you also gain tax advantages and financial flexibility. 

    • Affordable and Impactful Giving: Small, manageable premium payments over your lifetime can be turned into a substantial charitable gift, far exceeding what may be possible through cash donations alone. 
    • Maximize Tax Benefits for Your Estate: By naming AdaptAbilities as a beneficiary, your estate may receive significant tax credits that reduce the overall tax burden, preserving more for your loved ones. 
    • Immediate Charitable Tax Receipts: If you transfer ownership of a life insurance policy to AdaptAbilities, you may receive a charitable tax receipt for your premium payments, providing annual tax benefits while you are still living. 

    Ways to Give Through Life Insurance 

    1. Name AdaptAbilities as a Beneficiary – By designating AdaptAbilities as a full or partial beneficiary of your life insurance policy, your estate will receive a charitable tax receipt for the value of the donation upon your passing. 
    2. Donate an Existing Policy – If you have a policy you no longer need, you can transfer ownership to AdaptAbilities and receive tax receipts for either the policy’s cash value or future premium payments. 
    3. Purchase a New Policy for Charity – You may take out a new life insurance policy with AdaptAbilities as the owner and beneficiary, ensuring that your contributions create a long-lasting impact. 

    A Legacy of Inclusion 

    No matter the size of your policy, your contribution will leave a lasting impact on the lives of those we serve. To learn more about how you can make a difference through life insurance, please contact our Fund Development team at philanthropy@adaptabilities.ca today. 

  • Leaving a Legacy: Gifts in Your Will 

    One of the most significant and flexible ways to support AdaptAbilities is by including a gift in your will, also known as a bequest. Whether you choose to leave a specific amount, a portion of your estate, or assets such as securities or property, this act of generosity ensures that individuals with disabilities continue to receive vital programs and services for years to come.  

    Why Consider a Bequest? 

    By planning ahead and including AdaptAbilities in your will, you create a meaningful impact that extends beyond your lifetime. A charitable bequest allows you to: 

    • Make a Lasting Impact at No Cost Today – A gift in your will costs you nothing now, ensuring you can continue to use and enjoy your assets during your lifetime while making a difference in the future. 
    • Reduce Estate Taxes – Your estate may receive significant tax benefits, as charitable gifts can help offset the taxes owed. 
    • Maintain Financial Flexibility – Life circumstances can change, and your will can be updated at any time to reflect your current wishes and priorities. 
    • Ensure Your Legacy Aligns with Your Values – By leaving a bequest, you help shape a world where everyone has the resources and support they need to thrive. 

    Types of Bequests 

    There are two main ways to include AdaptAbilities in your will: 

    • Specific Bequest – Designate a specific dollar amount or a particular asset, such as real estate or publicly traded securities. For example, “I leave $50,000 to Alberta AdaptAbilities Association to support their programs and initiatives.” 
    • Residual Bequest – Leave all or a percentage of your estate to AdaptAbilities after other obligations (e.g., debts, taxes, gifts to loved ones) have been fulfilled. For example, “I leave 10% of my residual estate to Alberta AdaptAbilities Association to be used where it is needed most.” 

    Ensuring Your Gift is Honored 

    If you have chosen to include AdaptAbilities in your will, please contact us. We would love the opportunity to thank you for your generosity and ensure we fully understand your wishes. Your privacy and intentions will be respected, and any discussions will be held in confidence. 

    Sample Will Wording 

    To make including a gift in your will easier, you may use the following sample wording: 

    “I direct my trustees to deliver, pay, or transfer $_____________ or ________ % of my residual estate or to donate ____________________ (name of asset) to Alberta AdaptAbilities Association (Canadian charitable registration number 848903944RR0001). This gift is to be used for such purposes and designs as deemed appropriate by Alberta AdaptAbilities Association.” 

  • Gifts of Securities: A Smart and Impactful Way to Give

    Donating publicly traded securities is one of the most tax-efficient ways to support AdaptAbilities. By transferring stocks, bonds, mutual funds, or other marketable securities directly to our organization, you can make a meaningful impact while maximizing financial benefits for yourself. 

    Why Donate Securities? 

    Gifting securities allows you to contribute to AdaptAbilities while taking advantage of significant tax savings: 

    • Eliminate Capital Gains Tax – Normally, when you sell securities at a profit, 50% of the capital gain is subject to taxation. However, when you donate securities directly to a registered charity, the entire capital gain is exempt from tax—allowing you to give more while saving more. 
    • Receive a Charitable Tax Receipt – You will receive a donation receipt for the full fair market value of your gifted securities, which can be used to reduce your taxable income. 
    • Make a Bigger Impact – By donating appreciated securities, your gift may be larger than if you were to sell the investments first and donate the after-tax cash proceeds. 

    How to Donate Securities 

    Make an impact today – the process is simple and can be completed in just a few steps. Complete the Transfer Form to get started. Once the transfer is complete, you will receive a charitable tax receipt for the full market value of your gift, based on the closing trading price on the date of transfer. 

    If you have any questions or need assistance with the process, contact the Fund Development team at philanthropy@adaptabilities.ca. We are happy to help. 

  • Investing in the Future: The AdaptAbilities Endowment Fund

    AdaptAbilities has an Endowment Fund established at the Edmonton Community Foundation (ECF) to provide long-term, sustainable funding for our programs and services. This fund ensures that individuals with disabilities continue to receive the support they need—today, tomorrow, and for generations to come. 

    Why Contribute to the Endowment Fund? 

    By donating to the AdaptAbilities Endowment Fund, you are making a lasting investment in our mission. Your contribution is permanently invested, and the annual proceeds generated by the fund provide stable, ongoing financial support for AdaptAbilities. 

    How to Contribute 

    Please visit the AdaptAbilities Endowment Fund to make your gift today. We would be happy to discuss how your contribution will help create a brighter future for people with disabilities. Contact the Fund Development team at philanthropy@adaptabilities.ca to learn more.